Although this question is two years old, I had the same problem.
I solved this by giving MS SQL Server Express access to my user folder.
Open Windows Explorer and find your user folder, right-click and select "Properties", then the "Security" tab.
I had to add a virtual user who uses the SQL server to access files, so I clicked on “Edit” and then in the next window clicked “Add”.
You will not know the virtual name to use, so just click "Advanced", then "Find Now" and Windows will display a list of all users. Scroll down and find something like:
SQLServerMSSQLUser $
(you will need to drag the separator in the row (in the column header) to the right to see the full names)
Return to the Permissions window, give full control to the SQL user.
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