The point of using URNs as a namespace is that they are unique. For example, you can use a GUID, but in this way they are more readable.
Of course, using URN gives you the opportunity to point them to an actual resource, such as an xsd file, but this is an additional bonus and is not required.
"Tempuri" - ( "temp" + "uri" ), URN, .
XMLSchema -, XML-.
XML- , , , , XML-Schema. XML .