Visa API for multi-card transaction support

Question

I look forward to integrating VISA payment APIs ( https://developer.visa.com ) on my site-based site. In my scenario, there are two types of users, buyers and sellers, which means that any buyer can send the amount to any merchant. For example, the buyer1 buys the product from the merchant1, so the buyer1 should be able to send the payment to the seller1, in the same way the buyer2 buys the product from the merchant2, so he should be able to send the payment to the seller2. In addition to this, I want to allow users to transfer payments from all types of switches (Master Card, American Express, etc.) to each type of switch (Master Card, American Express, etc.), for example, Master Card in American Express, American Express to Visa, etc.

I am currently using the Visa Direct API, and I can only make a pull request with Visa cards, but push works for all types of cards. But pulling from other cards gives a PAN error. Does it allow you to disconnect from other switches?

In this case, which API should I use?

Any help in this regard would be appreciated.

Thank.