Although I'm a bit late for the party here on the old question; the answer is that Solr Cloud handles replication internally. Page The Solr Cloud widget page explains this in detail. If you set numShards = 2 and add more servers (so that you only have four), the splinter will be replicated to the new servers - make sure that your splinter lives on more than one node.
To answer your questions directly;
SolrCloud does the replication setup and logic for you, and you should let it do it yourself, instead of introducing โmanualโ replication of the settings in the mix.
The whole point of SolrCloud is to hide the logic of replication and sharing, allowing you to simply add more servers as they become available. Of course, you can create logically separate cloud clusters and indexes for both, but this is not necessary.
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