Perhaps some examples will explain the brackets and. operator for string concatenation.
Suppose you have a variable holding a certain value, which means $ money, and you want to display this amount.
$money=10; print "you have earned $money";
So, if you have curly braces, you can tell PHP which variable you want to replace in the string is much clearer.
print "you have earned ${$money}.00"; would now output 'you have earned $10.00'
Now it looks a lot nicer.
source share