A simple dead man switch does this. Designate long-term / respected members of your community as successors in the worst case, arrange the keys that will be given to them.
You can also easily create your own fund, it should not be non-profit and does not have to pay for the work of any of its employees.
In my experience, umbrella organizations may not have enough resources to remain in harmony with the community to the extent that they need to act quickly if something happens. This is why SPI has very little involvement in the organizations it serves, with the exception of acting as a proxy server.
You'd better just coordinate the wills with another developer or set up something small that is an integral part of your community.
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